Personal Care
Professional Guidance
Clear Path to Home.
We are committed to making your experience simple, streamlined and stress free from start to finish.
Get Started with the Colwell Team
Nate Colwell is a seasoned Mortgage Loan Officer with Movement Mortgage, NMLS #403287, serving clients across Rhode Island and beyond. With a focus on VA loans, purchase transactions, and communication-driven service, Nate has built a reputation for delivering clarity and confidence throughout the homebuying process. Backed by a dedicated team, Nate works closely with realtors, past clients, and new referrals to offer competitive loan solutions, detailed financial analyses, and an exceptional mortgage experience. His approach balances professionalism with approachability, ensuring every client feels informed, empowered, and supported. When not working, Nate enjoys spending time with his wife and two children, staying active in the financial markets, and rooting for his favorite sports teams.
Mastering a skill enhances confidence.
Home Buying
Everything to know about buying a home.
Explore Rates
See today's interest rates and estimate yours.
Mortgage Basics
Everything to know about buying a home.
Refinancing
Understand the ins and outs of refinancing.
ALL-IN-ONE SOLUTION
Our Loan Process...
STRATEGY CALL
Do your strategy consultation call with professionals
PRE-APPROVAL
A loan pre-approval sets you up for a smooth home buying experience.
SHOP
Start working with a real estate agent and viewing homes.
LOAN PROCESSING
Assemble all the necessary paperwork and details for the underwriter.
UNDERWRITING
They closely evaluate all the documentation in the loan package.
CLOSING
Documents are drawn and sent to the title company for closing.
Your Home Loan Could Be
Fully Funded 30 Days From Now
Why Homebuyers Trust Us
Personalized Guidance
Our mortgage specialists are here to walk you through every step of the loan process, ensuring a smooth and stress-free experience.
Real Success, Real Families
Hundreds of California families have trusted us to help them buy or refinance their homes with our simple and effective programs—let’s make your homeownership dream a reality too!
No-Cost Estimates
Get a free, no-obligation estimate! Schedule a prequalification or explore your options with our mortgage calculator—no strings attached.
6 Smart Strategies to Secure the Best Rates
Secure Your Home Loan with Confidence
With competitive rates, now is the perfect time to buy! We’ll guide you through the process, helping you find a home loan that turns your dream home into an affordable reality.
Refinance & Save More
Lower your monthly payment, reduce your interest costs, or both! Take advantage of today’s great rates and put more money back in your pocket.
Compare & Choose the Best Rate
Don’t settle for the first offer—shop around! Use our rate comparison tool to find the mortgage terms that fit your needs and budget.
Fast Funding, No Delays
Tired of waiting? Our streamlined process ensures quick approvals, so you never miss out on the home you love. Let’s make it happen—fast and hassle-free!
Know Your Property’s Value
An up-to-date property evaluation helps you make informed decisions. Get the insights you need to choose the best loan terms for your financial goals
Tap Into Your Home’s Equity
A cash-out refinance lets you unlock your home’s value and put those funds to good use. Don’t miss out on this opportunity to make your home work for you!
Get a Personalized Mortgage Rate in 90 Seconds!
FAQs
As a first-time homebuyer, your options depend on factors like your credit score, income, and work history. We’ll help you explore the best financing options based on your situation.
The best time to apply is when you feel financially prepared. Your credit score, income, and current interest rates all play a role, but being financially stable is the most important factor.
Yes! If you purchased your home in the past few years, you might be able to take advantage of lower rates. We’ll help you refinance and reduce your monthly mortgage payment.
Getting prequalified is the first step! Knowing how much you can afford helps you house hunt with confidence. Reach out, and we’ll guide you through your home loan options.
Trusted Reviews from Real Homeowners
Buying my first home was a huge milestone, and I’m incredibly thankful that I had Nate Colwell at Movement Mortgage guiding me through it.
As a first-time buyer, I didn’t know what to expect—but from day one, Nate made everything feel straightforward and stress-free. He walked me through the entire loan process step by step, answered every question I had (no matter how small), and always made time to check in and explain things clearly. His patience and professionalism truly set the tone for a smooth and positive experience.
Movement Mortgage as a whole was efficient, responsive, and easy to work with—but Nate was the real standout. He was knowledgeable, honest, and genuinely cared about helping me make the best decision for my situation. Thanks to him, I was able to close on time without any unnecessary delays or confusion.
I can’t recommend Nate Colwell and Movement Mortgage enough. If you're a first-time homebuyer—or even just looking for a lender who actually puts people first—this is the team you want on your side
I truly appreciate the effort by Nate and his team and will always highly recommend them to my friends and family
They made it a very easy and stress-free process
I highly recommend them for all your housing needs
— Rickard Smith, Realtor
I highly recommend working with Nate and his team if you're in need of a mortgage lender.
